这种信用有较低的利率和没有逾期费用，如果你错过还款. 不过，它不包括奖励计划.

	Elements Platinum Visa	元素签名奖励签证	印第安纳波利斯印第安人签名奖励签证	Elements现金奖励Visa
	Apply Now	Apply Now	Apply Now	Apply Now
Key Benefit	用低利率更快还清你的债务	通过购买获得奖励.g. travel and gift cards	自豪地支付和支持部落，并通过购买获得奖励	买东西赚回现金3
介绍6个月的购买APR & Balance Transfers4	0%	0%	0%	0%
6个月后变量APR	8.99%	10.99%	10.99%	12.99%
Cash Back Offer1	$200 cash bonus	$200 cash bonus	$200 cash bonus	$200 cash bonus
Rewards	—	你可以赚取1.每笔交易兑换50点.5	Features many special perks for you to enjoy at Victory Field and our Pure Perks Rewards program where you can earn 1.每笔交易兑换50点.6	获得1%的现金回报在每一个合格的购买纯福利3
Balance Transfer Fee	None2	None7	None8	None2
No Annual Fee
Special Feature	No late payment fee	无国际交易费用	无国际交易费用 plus $100 Donation to support the Indianapolis Indians Charities9	—
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持卡人调查服务
紧急卡替换
万博maxbet官网下载遗失或被盗报告
Purchase Security
Zero Liability Policy
Roadside Dispatch
Travel & 紧急援助服务
旅游意外保险	保险金额高达10万美元	保险金额高达25万美元	保险金额高达25万美元	保险金额高达10万美元
丢失的行李替换	—			—
延长保修的保护	—			—
年终总结陈述	—			—
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Yes, that’s right! Your interest will continue to accumulate, but you will not pay a late fee for missing a payment.

Chip Cards

在微型芯片中获得巨大的保护. Elements万博maxbet官网下载内置了芯片技术. 这个小芯片将在很大程度上保护你的卡信息. 当您在启用芯片的终端上使用芯片卡时, 嵌入的芯片会产生一个独特的交易代码. 这有助于防止被盗数据被欺诈使用. 此外，Visa的“零责任欺诈保护”(Zero Liability Fraud Protection)保护您不受未经授权的使用.

Fraud Alerts

万博maxbet官网下载为所有Elements万博maxbet官网下载提供近乎实时的欺诈警报. With a quick text alert, you can help prevent fraudulent transactions from occurring on your cards. 这项服务是免费的，您的卡会自动登记! How it works:

• A text message will be sent to your mobile device when there is a suspicious transaction identified on your account. 
• 只需回复以确认你是否承认该交易.
• 如果你让万博maxbet官网下载知道你不承认该交易, 在收到您的来信之前，万博maxbet官网下载会停止使用您的卡.
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• 如果你想退出这项服务，只需回复停止文本提示，或打电话给万博maxbet官网下载 .

卡片控制的交易提醒

卡控制是一个同伴的应用程序，万博maxbet官网下载的万博manbetx下载3应用程序，允许您控制何时, where, 以及如何使用Elements万博maxbet官网下载和借记卡. 立即关闭和打开它们, set controls on usage, 并为各种卡片活动建立警报. 了解更多万博maxbet官网下载卡片控制.

网上购物安全与Visa

Visa开发了一款程序，可以在你网上购物时帮助你确认身份. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. 不需要下载任何东西，安装软件或注册. 在您的桌面进行在线购买时, 移动或其他数字设备, 你可能会通过额外的检查来验证你的身份. 这有助于Elements知道你是真正的你，最重要的是它保护你免受欺诈.

没有延迟付款，国际交易，余额转账，和年费²

铂金签证不收取滞纳金, 无国际交易费用, 无余额转帐费用, and no annual fee! That means you can use the card anywhere Visa is accepted with peace of mind that you won’t incur any unexpected fees.

4月/定价不处罚

签名奖励签证不适用罚款APR，也称为罚款定价. A penalty APR is an increased annual percentage rate that issuers may charge when a cardholder is late on payments. 只要有一次拖欠付款，就可以立即实施. 一个典型的惩罚APR是29.99%，但在某些万博maxbet官网下载上可能会更低.

入门费率损失

按时付款是很重要的. Otherwise, we may end your introductory rate and apply the standard APR disclosed above if you make a late payment.

就像银行，只是更好!

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因为万博maxbet官网下载是信用合作社, 万博maxbet官网下载以降低费用的形式将利润返还给会员, 更高的储蓄利率和更低的贷款利率.

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开始很容易!

1. 在网上申请一张万博maxbet官网下载 - 你可以在网上申请，只需10分钟!  Or call 1- to get started. 你有政府发给的身份证(驾驶执照吗?, state ID, (或护照)和社会保险号码.
2. Check your email - You will receive an email within one business day to notify you of account approval or gather additional information that may be needed.
3. 把你的卡片寄给我 一旦批准，您将收到您的 Platinum Rewards Visa® 在邮件中10-14天.
4. 注册万博manbetx下载3 - 轻松支付您的万博maxbet官网下载, 检查其他元素平衡, 用智能手机支付账单和转账, tablet, 笔记本电脑或台式机与元素在线银行和万博maxbet官网下载的移动应用程序.

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提示:下载超级有用的卡片控制应用程序.

你可以使用card Control应用程序设置万博maxbet官网下载提醒. The Card Control app is a companion app to the Elements Online Banking app that allows you to control when, where, 以及如何使用Elements万博maxbet官网下载和借记卡. 立即关闭和打开它们, set controls on usage, 并为各种卡片活动建立警报.

• Locations -设置提醒，如果借记卡交易发生在意想不到的地点，通知您, such as outside the US, 如果你的设备在交易过程中不在场，你甚至可以把它放在商店里.
• Merchant Types – receive a notification when your Elements credit or debit cards are used at specific merchant types like retail stores, gas stations, grocery stores, restaurants, etc.
• Transaction Types -当你的卡被用于特定的交易类型时，得到一个警告, such as in-store, online, mail/phone order, auto pay, or at an ATM.
• Spending Limit – set spend alerts to know if your Elements credit or debit card has had a transaction that exceeds a set limit or when your monthly limit has been exceeded.

如何设置卡片控制警报

1. On the opening screen of the Card Control app, click on the card for which you want to set an alert.
2. 在下一个屏幕上，选择“Controls” & “警报”，然后“警报首选项”.”
3. 那行写着"发送警报,点击右边的按钮(如果你没有设置提醒，按钮会显示“无”)。.
4. 如果您想收到所有银行卡交易的提醒, 在下拉菜单中选择“所有事务”.
5. 要选择您想要接收的提醒，请在下拉菜单中选择“Selected Transactions”. 然后点击你想设置的警报类型(位置, Merchant Types, Transaction Types, 或者“花费限制”)，并遵循提示.
6. 好了，警报设置好了! You will receive the alerts you set up in the Card Control app via a push notification that pops up on the home screen of your mobile device.

如何获得卡片控制应用程序

If you don’t already have the Card Control app, you can download the app from your mobile device in Google Play or the Apple Store. Make sure you are already an active user of the Elements mobile app before downloading the Card Control app. 在这里获取完整的安装说明.

我怎样激活我的万博maxbet官网下载?

要激活你的万博maxbet官网下载，打电话 1-.

我怎样用万博maxbet官网下载付款?

您可以通过几种方便的方式进行Elements万博maxbet官网下载支付. Call us with questions at 1-.

支付您的元素万博maxbet官网下载内 online banking or the mobile app. 

• Log in, go to the Loans & Credit Cards menu and choose Manage Visa Card，或单击您的万博maxbet官网下载帐户平铺在您的帐户列表. 
• You can make a one-time or recurring payment from your Elements account or other bank or credit union account.
• You can also set up automatic payments to be paid each month to avoid missing your payment and a possible late fee.

邮寄万博maxbet官网下载付款. 请将支票的收款人设为:
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如果我的万博maxbet官网下载遗失或被盗，我该怎么办?

万博maxbet官网下载挂失或被盗，请使用即时聊天或免费致电 1-.

我计划去旅行，不希望我买的东西被拒绝. 我怎样才能避免呢?

万博maxbet官网下载理解这是一种令人沮丧的体验! Elements对万博maxbet官网下载和借记卡提供全天候欺诈监测. In order to ensure transactions you perform while traveling do not falsely trigger any fraud detection services, 万博maxbet官网下载建议你提前把旅行计划通知万博maxbet官网下载. Call us toll-free in advance of your trip to inform us of any debit or credit card you will be using abroad at 1-.