最受欢迎的 固定利率抵押贷款 概述 感兴趣 rate and payments remain the same for the life of the loan Available in terms of 5, 7, 10, 15, 20, and 30 years Down payments as low as 20% of purchase price 认为利率 一个好的选择，如果: You want predictable monthly payments that will not change You plan to stay in your home for several years Trade-off: 感兴趣 rate is generally higher than an adjustable-rate mortgage 阅读更多 得到预先批准 马上申请 或打电话 1- Continue Existing Application 比较 固定利率抵押贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 3.125% 3.225% 0.0 $643.00 360 20年的固定 2.875% 2.987% 0.0 $823.00 240 15年固定 2.500% 2.644% 0.0 $1,000.00 180 看到所有利率 再融资利率 30年期固定 3.125% 3.225% 0.0 $643.00 360 20年的固定 2.875% 2.987% 0.0 $823.00 240 15年固定 2.500% 2.644% 0.0 $1,000.00 180 看到所有利率 固定利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.
Adjustable 率 抵押贷款 (ARM) 概述 感兴趣 rate and payments are fixed for a set period of time then adjust later 可以在3/6, 5/6, and 7/6 ARM terms with 30-year amortization terms, as well as 5/5 30-year and 5/5 15-year terms Some options feature up to 90% financing and no Private 抵押贷款 保险 (PMI) Low fees and closing costs 认为利率 一个好的选择，如果: You want lower payments at the start of the loan You are planning to own your home for a short period of time Possibility of lower rates in the future Trade-off: After the set rate period is over, the interest rate can increase depending on market conditions 阅读更多 得到预先批准 马上申请 或打电话 1- Continue Existing Application 比较 Adjustable 率 抵押贷款 (ARM) 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 购买利率 5/5的手臂30年 2.375% 2.865% 0.0 个月1-60 $583.00 个月61 - 360 $929.00 7/6的手臂30年 2.375% 2.851% – 个月1 - 84 $593.00 个月85 - 360 $946.00 再融资利率 5/5的手臂30年 2.375% 2.865% 0.0 个月1-60 $583.00 个月61 - 360 $929.00 7/6的手臂30年 2.375% 2.851% – 个月1 - 84 $593.00 个月85 - 360 $946.00 可调利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about ARM products with terms other than those listed. The 5/5 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). After the initial five-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial five-year period, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上保证金(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). The 7/6 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). After the initial seven-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial seven-year period, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).
First-Time 首页buyer Program 概述 No Private 抵押贷款 保险 (PMI) required Down payments as low as 5% of purchase price Single-family loans up to $350,000 Fixed- and Adjustable-率 options 认为利率 一个好的选择，如果: You do not have a substantial down payment saved You want to avoid the extra cost of PMI You would benefit from extra help and advice throughout the mortgage process Trade-off: 感兴趣 rate can be slightly higher than traditional fixed-rate and adjustable-rate options 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 3.375% 3.426% 0.0 $1,050.00 360 20年的固定 3.125% 3.196% 0.0 $1,332.00 240 15年固定 2.750% 2.841% 0.0 $1,612.00 180 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5的手臂30 2.750% 3.252% 0.0 个月1-60 $970.00 个月61 - 360 $1,450.00 7/6的手臂30 2.750% 3.221% – 个月1 - 84 $970.00 个月85 - 360 $1,519.00 First Time 首页buyer 利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on purchase price of $250,000, FICO® score of 740 or greater, 5% or more down payment, and loan amount of $237,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed. The 5/5 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). After the initial five-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial five-year period, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上保证金(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). The 7/6 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). After the initial seven-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial seven-year period, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).
Refinance Your 抵押贷款 概述 Pay off your existing mortgage and replace it with a new one, usually to secure a better interest rate or term Refinance to fixed-rate mortgages or adjustable-rate loans Low fees and closing costs 认为利率 一个好的选择，如果: You want to free up some money in your budget by reducing your monthly mortgage payment You want to shorten the term of your mortgage Trade-off: The lowest rates usually carry some fees and closing costs 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 3.125% 3.225% 0.0 $643.00 360 20年的固定 2.875% 2.987% 0.0 $823.00 240 15年固定 2.500% 2.644% 0.0 $1,000.00 180 看到所有利率 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5的手臂30年 2.375% 2.865% 0.0 个月1-60 $583.00 个月61 - 360 $929.00 7/6的手臂30年 2.375% 2.851% – 个月1 - 84 $593.00 个月85 - 360 $946.00 FHA利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 2.875% 3.909% 0.0 $1,018.00 360 15年固定 2.750% 3.788% 0.0 $1,666.00 180 弗吉尼亚州的利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 3.125% 3.324% 0.0 $1,096.00 360 15年固定 2.750% 3.111% 0.0 $1,736.00 180 固定利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed. 可调利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 60% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, 40% or more down payment, and loan amount of $150,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about ARM products with terms other than those listed. The 5/5 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). After the initial five-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial five-year period, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上保证金(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). The 7/6 ARM product listed above is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). After the initial seven-year period, it is possible that the interest rate, 4月, and payment may increase substantially over the remaining term of the loan. After the initial seven-year period, your interest rate can increase or decrease annually based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate). FHA 抵押贷款 利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, and 3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. VA 抵押贷款 利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on purchase and loan amount of $250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
大型抵押贷款 概述 A loan for when the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac Available in a variety of terms, including fixed-rate and adjustable-rate loans Covers purchase and refinance amounts up to $2 million 不需要采购经理人指数 一个好的选择，如果: You want to avoid taking out two or more loans to finance a home purchase Trade-off: 感兴趣 rate can be slightly higher than traditional home loan and credit requirements are rigorous 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较
Single-Close Construction Loan 概述 As low as 10% down payment Similar to a standard purchase or refinance except it involves determining future value. Once house is finished, loan switches to permanent financing — same interest rate 12-Month Construction Terms with 90% LTV up to $750,000, and 85% LTV up to $1,250,000 一个好的选择，如果: You like one-stop shopping and want one closing You want to pay interest only during construction Lot equity may be credited toward your down payment Indiana and Owner-Occupancy only 不需要采购经理人指数 阅读更多 得到预先批准 马上申请 或打电话 1- 比较
土地贷款 概述 Finance unimproved land for building your primary residence Finance up to 80% of the lot value up to $250,000 maximum 1年期极大项 一个好的选择，如果: You are building a new home and need to finance the land it will be on Trade-off: Requires 20% or higher down payment 阅读更多 电话应用1- 比较
FHA贷款 概述 Government-backed loan 固定利率贷款 认为利率 一个好的选择，如果: If you have less than perfect credit and don’t have enough for the standard 5-20% down payment Trade-off: 利率 are generally slightly higher than conventional loans 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 FHA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 2.875% 3.909% 0.0 $1,018.00 360 15年固定 2.750% 3.788% 0.0 $1,666.00 180 再融资利率 30年期固定 2.875% 3.909% 0.0 $1,018.00 360 15年固定 2.750% 3.788% 0.0 $1,666.00 180 FHA 抵押贷款 利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $250,000, FICO® score of 740 or greater, and 3.5% or more down payment, and loan amount of $241,250; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
VA贷款 概述 抵押贷款 guaranteed by the U.S. Department of Veterans Affairs (VA) For American veterans, current military, reservists, and surviving spouses No down payment or PMI required 认为利率 一个好的选择，如果: You are serving or have served in the U.S. military and want to take advantage of a mortgage with no down payment 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较 VA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 3.125% 3.324% 0.0 $1,096.00 360 15年固定 2.750% 3.111% 0.0 $1,736.00 180 再融资利率 30年期固定 3.125% 3.324% 0.0 $1,096.00 360 15年固定 2.750% 3.111% 0.0 $1,736.00 180 VA 抵押贷款 利率 effective as of December 10, 2021. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 740 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV ratio and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, loan type and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on purchase and loan amount of $250,000, FICO® score of 740 or greater, and 0% or more down payment; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
美国农业部的贷款 概述 抵押贷款 offered to rural property owners by the U.S. Department of Agriculture No down payment required—you may finance up to 100% of the property value 一个好的选择，如果: You are purchasing a property in a rural area (as defined by the USDA) You meet the income restrictions for your County 阅读更多 马上申请 或打电话 1- Continue Existing Application 比较
